Broker Check
Independence Comprehensive Guidance Personalized
 

Investment Management

 

Retirement

 

Estate

 

Insurance

Navigating Your Unique Financial Path Toward Retirement

Many financial advisors can provide investment advice. A personalized plan from an experienced planner can be more difficult to find. At Angelo & Associates Financial Planning Group, we specialize in comprehensive financial planning, helping families and business owners bridge the gap between today’s reality and tomorrow’s retirement goals. We seek to serve as a client’s professional partner as they navigate life’s obstacles, goals, and celebrations.

As an independent firm led by Raymond Angelo, a CERTIFIED FINANCIAL PLANNER™ professional supported by broker-dealer LPL Financial, we have the resources, tools, and services typically found at national firms, while offering the personalized attention, frequent communication, and tailored strategies of a small practice. We work with a select number of clients in order to provide a high level of service to each person.

We understand that people rely on advisors for trusted financial advice and we do not take this responsibility lightly. We are committed to making a positive impact on people’s lives, and working with families through multiple generations.  

Contact Us

Download Our Free App

We’ve built a handy mobile app that allows you to easily stay in touch with us on-the-go wherever you are. Ask us questions, send and receive secure messages, request an appointment, get directions to our office, receive helpful notifications, and more.

Download our app on the App Store!Download our app on Google Play!

See What Our Clients Are Saying About Us

We can't speak highly enough of Ray, Daniele and everyone that we've worked with at Angelo & Associates. They're prompt in responding and clearly explain all available options. Someone is always available to speak speak with us whenever we have questions. The software to view our account is easy to navigate and easy to understand. Since establishing a relationship with Angelo and Associates, we feel very confident in our retirement plans. We actually look forward to having a meetings with Ray because we always know his number one goal is having our best interests met.

- Caitlin C.

Been working with Ray Angelo for 6 years and extremely happy with the level of service I receive from him and his staff. Ray is extremely knowledgeable with all aspects of financial planning and he gives personal attention to my account. He is consistently in contact, keeps me informed and always available for questions that arise and to make recommendations. I appreciate and have full trust Ray is always looking out for my best interests

- Kathy R.

My wife and I have been clients of Ray for over a decade. Ray takes great care of our financial needs. He is friendly, knowledgeable, and really tries to listen to our wants and needs. We like him so much, I have recommended him to friends and family. We trust his expertise and his advice.

- George S.

Ray (Angelo and Associates Financial Planning Group) has been phenomenal. I have worked with him for more than 12 years and plan to be a lifelong client. Ray and his team are smart, professional, trustworthy, and fun to work with. Ray brings extensive expertise in the financial industry and takes the time needed to understand my investment needs and financial goals and develop strategies that have successfully addressed those. He's readily available--eager in fact--to answer questions. I have happily referred several close friends to Angelo and Associates Financial Planning Group, and all feel fortunate to work with him. I cannot recommend him highly enough.

- Nancy B.

My wife and I started working with Ray and his staff several years ago prior to my retirement and he has been a great resource for information and advice with our financial planning. He offers options and provides us with explanations on potential direction with our portfolio. He is personable and a pleasure to collaborate with!

- Bob D.


This statement is a testimonial by a client of the financial professional as of 07/30/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.

Helpful Content

How Compound Interest Works

How Compound Interest Works

Explore how compound interest can grow your money over time with this interactive tool.

Simple 401k

Simple 401k

See how increasing your 401(k) contributions today could affect your balance at retirement.

The Power of 401k Catch-Ups

The Power of 401k Catch-Ups

See how catch-up contributions after age 50 could significantly boost your retirement balance.

 

A Checklist for When a Spouse or Parent Passes

An overview of some fundamental steps when a loved one passes.

The ABCs of Zero Coupon Bonds

Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.

Required Reading: The Economic Report of the President

The Economic Report of the President can help identify the forces driving — or dragging — the economy.

The Half Million Dollar Baby

The true cost of raising a child may be far more than you expect.

Retirement Income and the Traditional Portfolio

Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.

Do Your Kids Know The Value of a Silver Spoon?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

View all articles arrow

How Much Home Can I Afford?

Estimate how much home may fit within your budget based on income and expenses.

Social Security Tax Estimator

Estimate how much of your Social Security benefit may be subject to federal income tax.

The Power of 401k Catch-Ups

See how catch-up contributions after age 50 could significantly boost your retirement balance.

Emergency Fund Calculator

Find out how large your emergency fund should be based on your monthly expenses.

How Long Will Your Money Last?

See how long a lump sum of savings could last based on your withdrawal rate and return.

Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio to understand how lenders may view your financial health.

View all calculators arrow

What You Need to Know About Social Security

Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?

Retirement Plan Detectives

Watch this fun video for tips on how to search for missing money.

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

When Special Care Is Needed: The Special Needs Trust

A special needs trust helps care for a special needs child when you’re gone.

Coaches

Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.

Consider These 3 Things Before Driving Off the Lot

Here are 3 quick tips to keep in mind when buying or leasing your next vehicle.

View all videos arrow