Services for Business Owners

At Angelo & Associates Financial Planning Group, we provide comprehensive and customized retirement plan and business consulting services for small businesses, including:

Retirement Plans

Many small business owners want to take advantage of the benefits of having a retirement plan for their company but don’t know where to start. A retirement plan allows employers and employees to shield a portion of their salary from taxes, while also saving for retirement. Other benefits in offering a retirement plan include retention of key employees, as well as providing a competitive edge when hiring new employees. We can help business owners determine and implement the appropriate retirement plan based on their company's needs.

Exit Planning

Every business owner should have a plan for exiting their business, whether they are selling, going public, or transferring it to a family member. We can help clients formalize their succession objectives and future goals, as well as assist them in planning for the unexpected.

Buy-Sell Strategies

It’s prudent for businesses with multiple owners to have a formal agreement that governs situations like a co-owner's death or decision to leave the business. Buy-sell agreements can help protect business owners and the business itself from unintended ownership transfers and also protects the business owners’ heirs. We can offer advice on buy-sell agreements and provide referrals to attorneys who can draft these agreements.

Key Man Insurance

Beyond growing a business, it's important to protect it. Key man insurance is life insurance on a key employee or partner, with the business serving as the beneficiary. With this insurance, you may be able to offset a risk by reimbursing your business for economic losses that occur when a key executive of the company dies. We can help you determine your business’ key personnel and evaluate options for this liability.